What funding can a small business in Quebec get?
55 verified funding programs are open to Quebec small businesses right now: 18 grants and rebates, 37 loans and financing programs. They range from Canada-wide federal programs to Quebec-specific ones, including grants from individual cities. Every record shows what it's worth, who qualifies, the official source, and the date we last checked it. Verified as recently as July 3, 2026.
- 55
- open right now
- 13
- Canada-wide
- 16
- Quebec-wide
- 7
- city & municipal
- 19
- for specific owner groups
Quebec-wide
Quebec-wide and regional programs
Some serve one region or sector; each card says who it's for.
CED — Business Scale-up and Productivity — REGI for SMEs
Up to 50% of costs
Boost your Quebec SME with interest-free repayable funding for productivity and innovation projects. This program covers up to half your authorized…
Last verified July 3, 2026
Réseau des SADC et CAE — Loans
Up to $300,000
Access locally managed financing and hands-on technical support for small businesses, youth entrepreneurs, and community projects across Quebec.
Last verified July 3, 2026
MicroEntreprendre
$2,000–$20,000
Access up to $20,000 in microcredit and hands-on support through a network of 20 Quebec organizations designed for entrepreneurs who cannot access…
Last verified July 2, 2026
Fonds locaux d'investissement (FLI)
Up to $150,000
Partner with your local MRC to secure capital for startup, expansion, transformation, or succession projects. This program provides flexible…
Last verified July 2, 2026
Efficient Solutions Program
Up to $60,000
Modernize your commercial, institutional, or industrial operations with financial support from Hydro-Québec. This program helps you upgrade HVAC,…
Last verified July 3, 2026
Evol — Conventional loan
$20,000–$450,000
Secure the capital you need for expansion, acquisition, or succession with a conventional loan tailored for businesses committed to social or…
Last verified July 3, 2026
Evol — Conventional start-up loan
$20,000–$100,000
Fuel your green or social-impact startup with flexible financing. This loan supports early-stage businesses aligned with UN Sustainable Development…
Last verified July 3, 2026
ÉcoPerformance — Simplified Implementation
This Quebec government program provides financial aid for energy efficiency, conversion, and greenhouse gas reduction projects. It helps businesses,…
Last verified July 2, 2026
Roulez Vert — Rebate for charging station at work
Modernize your workplace with electric vehicle charging stations while keeping more cash in your pocket. This Quebec government subsidy helps cover…
Last verified July 2, 2026
PME MTL Investment Funds
Up to $300,000
Access flexible loan financing through PME MTL funds to launch or expand your private business, social enterprise, or cooperative in Montreal. These…
Last verified July 2, 2026
PME MTL — Funds for Retail businesses
Up to $25,000
This fund supports retail businesses on Montreal commercial streets with non-repayable grants for new launches, model adaptations, or resilience…
Last verified July 3, 2026
CED — Targeted Support for Quebec's Economically Vulnerable RCMs (REGI)
Up to 75% of costs
This CED initiative under the REGI program offers flexible funding to help SMEs in eight specific Quebec RCMs grow their businesses. It provides…
Last verified July 3, 2026
Project Financing
Access a flexible suite of financing solutions designed to help Quebec businesses at any growth stage realize their projects, whether through debt,…
Last verified July 3, 2026
Transportez vert — Direct current fast charging station
Up to $50,000
Modernize your site with DC fast chargers and get 50% of eligible costs back through Quebec's Ecorecharge program. This cost-share support covers up…
Last verified July 2, 2026
ÉcoPerformance — Recommissioning of building mechanical systems (RCx)
Up to $100,000
Optimize your HVAC and lighting systems to slash energy use with Quebec's EcoPerformance RCx grant. It covers 75% of eligible investigation and…
Last verified July 2, 2026
Écoperformance — Biénergie commercial — Institutional
This Quebec government grant helps businesses, institutions, and municipalities reduce greenhouse gas emissions through energy efficiency and…
Last verified July 2, 2026
Canada-wide
Federal programs Quebec businesses can use
Community Futures Network of Canada
Tap into a network of 267 non-profit offices across Canada that provide small business loans, training, and local support to help rural and remote…
Last verified July 2, 2026
BDC Financing — Certified Green Building Loan
Up to 100% of costs
Secure the capital you need to buy, build, or renovate a property with the goal of earning top-tier environmental certifications like LEED or Zero…
Last verified July 2, 2026
Canada Small Business Financing Program
Up to $1,000,000
This program makes it easier to get a business loan by having the government share the lending risk with your bank or credit union. You apply…
Last verified July 2, 2026
BDC Financing — Small Business Loan
Up to $350,000
Access flexible online financing from Canada's federal Crown corporation bank. Use these funds to scale operations, hire staff, or upgrade equipment…
Last verified July 2, 2026
BDC Financing — Commercial Real Estate Loan
This BDC commercial real estate loan helps established Canadian businesses acquire, expand, or renovate their premises. It also provides working…
Last verified July 2, 2026
BDC Financing — Start-up
Up to $150,000
BDC Start-up Financing provides the capital you need to turn your business plan into reality. Use these funds to purchase essential assets, cover…
Last verified July 2, 2026
BDC Financing — Working Capital Term Loan
Secure the cash you need for inventory, hiring, or daily operations without draining your current funds. This BDC term loan offers flexible repayment…
Last verified July 2, 2026
BDC Financing — Equipment Purchase Loan
Up to 125% of costs
Secure the machinery, vehicles, or tech you need to scale operations. BDC offers flexible loan terms including interest-only periods and long…
Last verified July 2, 2026
Technology Equipment Loan (BDC)
Secure the capital you need for digital infrastructure, IT equipment, and cybersecurity upgrades. This BDC loan supports your modernization efforts…
Last verified July 3, 2026
Rise — Small Business Lending
$500–$10,000
Rise offers flexible micro-loans to help you build your business when traditional financing is out of reach. It provides the capital you need with…
Last verified July 2, 2026
Food and Beverage Industry Financing (FCC)
Access tailored financing from Farm Credit Canada to build, expand, or equip your food and beverage operation anywhere in Canada. This loan supports…
Last verified July 2, 2026
Northern Isolated Community Initiatives Fund
This funding stream under the Northern Isolated Community Initiatives Fund helps Northern agriculture and food businesses build a strong territorial…
Last verified July 2, 2026
Futurpreneur Canada Side Hustle
Up to $25,000
Launch or scale your side business while keeping your day job. You get access to capital, expert mentoring, and planning tools to build your venture…
Last verified July 2, 2026
City & municipal
City programs in Quebec
Address-specific: designated areas and local rules decide, and many require approval before you spend.
Commerce-Montréal — Commercial Building & Storefront Renovation Grant
Up to $50,000
Commerce-Montréal helps you revitalize your business space with funding for storefronts, signage, and interior upgrades. It covers 40% of eligible…
Last verified July 2, 2026
Québec City Commercial-Artery Façade Renovation Grant
Up to $50,000
Boost your curb appeal and attract more customers with financial support for exterior renovations. Quebec City covers 50% of eligible costs, with…
Last verified July 2, 2026
Gatineau Downtown-Core Revitalization Grant
70% · up to $50,000
Refresh your business space in Gatineau's downtown core with support for interior upgrades, signage, and fixed fixtures. This program helps cover up…
Last verified July 2, 2026
Sherbrooke Commercial Premises & Façade Renovation Grant
Up to $50,000
Make your commercial space shine with support for façade and interior upgrades. Sherbrooke reimburses one-third of eligible costs, up to $50,000 for…
Last verified July 3, 2026
Soutien à la rénovation de façades commerciales dans les quartiers historiques (Support for commercial façade renovation in historic neighbourhoods)
The City of Lévis offers an interest-free loan to help you renovate the exterior of commercial or mixed-use buildings in historic neighbourhoods. It…
Last verified July 2, 2026
Revitalisation des artères commerciales des premiers quartiers — Volet 1, rénovation de façades commerciales (Revitalization of commercial arteries in the first neighbourhoods — Component 1, commercial façade renovation)
A City of Trois-Rivières grant that helps you modernize your commercial façade or signage in designated first neighbourhoods, making your business…
Last verified July 2, 2026
Programme d'aide à la rénovation pour bâtiments commerciaux ou mixtes (Renovation assistance program for commercial or mixed-use buildings)
Up to $50,000
The City of Drummondville helps owners and tenants in downtown and Saint-Joseph renovate their building exteriors. You pay for the work first, then…
Last verified July 2, 2026
Specific owner groups
Programs for women, Indigenous, young and newcomer founders
These 19 programs are open only to specific owner groups, like women, Indigenous, young or newcomer founders. Worth a look if that's you.
Aboriginal Entrepreneurship Program — Access to Capital
Up to $99,999
Secure non-repayable equity funding to start, expand, or acquire your business. This federal program supports Indigenous entrepreneurs through local…
Last verified July 2, 2026
BDC Financing — Newcomer Entrepreneur Loan
Up to $50,000
Designed for new immigrants, this BDC loan helps you build your business and establish credit in Canada, even if you lack a strong local credit…
Last verified July 2, 2026
BDC Financing — Inclusive Entrepreneurship Loan
Up to $350,000
Access flexible capital for equipment, technology, or expansion with a loan tailored to diverse leaders. Enjoy preferential rates and terms while…
Last verified July 2, 2026
BDC Financing — Indigenous Entrepreneur Loan
Up to $350,000
Access flexible financing from Canada's federal Crown-corporation bank to help you scale operations or modernize your business. This program is…
Last verified July 2, 2026
Youth Strategy
Up to $25,000
This loan program helps young Quebec entrepreneurs start or acquire a business with flexible repayment terms, including an interest holiday and a…
Last verified July 2, 2026
Afro-Entrepreneurs Fund
$50,000–$500,000
Secure the capital you need to scale your manufacturing, retail, or service business in Quebec through this dedicated loan program for Black…
Last verified July 2, 2026
Aboriginal Business Financing Program - Private Project
Up to $99,999
Secure non-repayable contribution funding to start, acquire, or expand your Indigenous-owned business in Quebec. This program helps cover key costs…
Last verified July 3, 2026
Black Entrepreneurship Program – Black Entrepreneurship Loan Fund
$25,000–$250,000
This federal loan program provides essential financing to help Black entrepreneurs scale their operations, modernize their tools, and capture new…
Last verified July 3, 2026
Aboriginal Business Financing Program — Community project
Up to $99,999
Secure non-repayable funding to launch, buy, or grow your business in Quebec. This grant supports essential costs like preliminary studies, fixed…
Last verified July 2, 2026
Futurpreneur Canada Indigenous Startup Program (IESP)
Up to $75,000
Secure the funding and guidance you need to turn your vision into a thriving business. This program provides up to $75,000 in financing alongside up…
Last verified July 2, 2026
SOCCA — Term loan for Indigenous businesses
Up to 70% of costs
Secure competitive financing for tangible assets like buildings and equipment. This program supports eligible Indigenous entrepreneurs in Quebec with…
Last verified July 2, 2026
Young Entrepreneur Loan (Farm Credit Canada)
Up to $2,000,000
Secure the capital you need to launch or expand your agricultural or food-related venture with a flexible loan tailored for young entrepreneurs.
Last verified July 2, 2026
Women Entrepreneur Program (Farm Credit Canada)
Access lower-cost capital and valuable skill development resources designed specifically for women in agriculture, agribusiness, and food. It…
Last verified July 2, 2026
FIJE Fund
Up to $50,000
The FIJE Fund provides accessible financing to help women, immigrants, and young entrepreneurs in the Haute-Yamaska region build and expand their…
Last verified July 2, 2026
PME MTL – Young Business
Up to $25,000
The PME MTL Young Business fund helps early-stage entrepreneurs on the Island of Montreal turn ideas into reality. This non-repayable grant covers…
Last verified July 3, 2026
Futurpreneur Canada Core Entrepreneur Startup Program for Students
Up to $75,000
Futurpreneur Canada helps young entrepreneurs aged 18 to 39 turn their ideas into reality with flexible financing and dedicated mentorship. You get…
Last verified July 2, 2026
Futurpreneur Canada Core Start-Up Program
Up to $75,000
Secure startup capital and expert guidance to turn your business idea into reality. This program pairs financing with mentorship to help young…
Last verified July 2, 2026
Futurpreneur Canada Newcomer Program
Up to $25,000
Get the capital and guidance you need to start a business in Canada. This program pairs up to $25,000 in financing with dedicated mentorship,…
Last verified July 2, 2026
Futurpreneur Canada Black Entrepreneur Startup Program
Up to $75,000
Secure equity-free funding and expert guidance to turn your vision into a thriving business. This program pairs flexible loan financing with hands-on…
Last verified July 3, 2026
Frequently asked questions
How many funding programs are open to Quebec small businesses right now?
55 verified programs are open as of our latest checks: 13 Canada-wide, 16 Quebec-wide, 7 city and municipal programs and 19 open only to specific owner groups. Programs open and close through the year, so every record shows the date we last verified it.
Are these grants or loans?
Both, clearly labelled. Of the 55 open programs, 18 are grants or rebates you don't repay and 37 are loans or financing you do repay. A loan is never dressed up as a grant. Every card says which it is.
Do city programs apply to every business in the city?
Usually not. Most municipal programs are address-specific: designated main streets, downtown districts or community-improvement areas decide who qualifies, and many require approval before you spend. Each record lists the rules we found and links the official source to confirm your address.
Who decides whether my business gets approved?
Each program's administrator, never us. BBN Labs is an independent Canadian company, not a government agency. We verify and explain the programs, and applying through the official program site is always free.
Funding in other provinces & territories
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Subject to program rules, available funding, and approval. Final decisions are made solely by each program administrator.