What funding can a small business in British Columbia get?
45 verified funding programs are open to British Columbia small businesses right now: 14 grants and rebates, 31 loans and financing programs. They range from Canada-wide federal programs to British Columbia-specific ones, including grants from individual cities. Every record shows what it's worth, who qualifies, the official source, and the date we last checked it. Verified as recently as July 3, 2026.
- 45
- open right now
- 13
- Canada-wide
- 4
- British Columbia-wide
- 7
- city & municipal
- 21
- for specific owner groups
British Columbia-wide
British Columbia-wide and regional programs
Some serve one region or sector; each card says who it's for.
Community Futures British Columbia
Up to $1,000,000
Secure flexible loan financing for your startup, existing business, or non-profit in British Columbia. This program supports everything from initial…
Last verified July 2, 2026
Small Business Recovery Consulting Rebate
Up to $30,000
This rebate helps small and medium-sized businesses in central and northern British Columbia recover from economic setbacks by reimbursing a large…
Last verified July 2, 2026
Competitiveness Consulting Rebate
Up to $30,000
This rebate helps Northern and Central BC businesses recover costs for external consulting that drives growth, efficiency, and job creation. It is a…
Last verified July 3, 2026
Columbia Basin Trust — Impact Investment Fund
Secure the capital you need to expand operations, buy equipment, or take over an existing business. The Columbia Basin Trust provides direct…
Last verified July 3, 2026
Canada-wide
Federal programs British Columbia businesses can use
Community Futures Network of Canada
Tap into a network of 267 non-profit offices across Canada that provide small business loans, training, and local support to help rural and remote…
Last verified July 2, 2026
BDC Financing — Certified Green Building Loan
Up to 100% of costs
Secure the capital you need to buy, build, or renovate a property with the goal of earning top-tier environmental certifications like LEED or Zero…
Last verified July 2, 2026
Canada Small Business Financing Program
Up to $1,000,000
This program makes it easier to get a business loan by having the government share the lending risk with your bank or credit union. You apply…
Last verified July 2, 2026
BDC Financing — Small Business Loan
Up to $350,000
Access flexible online financing from Canada's federal Crown corporation bank. Use these funds to scale operations, hire staff, or upgrade equipment…
Last verified July 2, 2026
BDC Financing — Commercial Real Estate Loan
This BDC commercial real estate loan helps established Canadian businesses acquire, expand, or renovate their premises. It also provides working…
Last verified July 2, 2026
BDC Financing — Start-up
Up to $150,000
BDC Start-up Financing provides the capital you need to turn your business plan into reality. Use these funds to purchase essential assets, cover…
Last verified July 2, 2026
BDC Financing — Working Capital Term Loan
Secure the cash you need for inventory, hiring, or daily operations without draining your current funds. This BDC term loan offers flexible repayment…
Last verified July 2, 2026
BDC Financing — Equipment Purchase Loan
Up to 125% of costs
Secure the machinery, vehicles, or tech you need to scale operations. BDC offers flexible loan terms including interest-only periods and long…
Last verified July 2, 2026
Technology Equipment Loan (BDC)
Secure the capital you need for digital infrastructure, IT equipment, and cybersecurity upgrades. This BDC loan supports your modernization efforts…
Last verified July 3, 2026
Rise — Small Business Lending
$500–$10,000
Rise offers flexible micro-loans to help you build your business when traditional financing is out of reach. It provides the capital you need with…
Last verified July 2, 2026
Food and Beverage Industry Financing (FCC)
Access tailored financing from Farm Credit Canada to build, expand, or equip your food and beverage operation anywhere in Canada. This loan supports…
Last verified July 2, 2026
Northern Isolated Community Initiatives Fund
This funding stream under the Northern Isolated Community Initiatives Fund helps Northern agriculture and food businesses build a strong territorial…
Last verified July 2, 2026
Futurpreneur Canada Side Hustle
Up to $25,000
Launch or scale your side business while keeping your day job. You get access to capital, expert mentoring, and planning tools to build your venture…
Last verified July 2, 2026
City & municipal
City programs in British Columbia
Address-specific: designated areas and local rules decide, and many require approval before you spend.
Vancouver Heritage Façade Rehabilitation Program
Up to $50,000
Refresh your historic façade with up to $50,000 in funding for rehabilitation and seismic stabilization. This grant covers storefronts, signs,…
Last verified July 3, 2026
Downtown Prince George Façade Improvement Grant
25% · up to $5,000
Get 25% of your costs back, up to $5,000, for exterior improvements like new signage or façade repairs. This grant helps you modernize your look in…
Last verified July 2, 2026
Nanaimo Heritage Façade Grant
Up to $10,000
Restore the character of your designated heritage building with city funding for exterior façade, storefront, or signage upgrades. This grant…
Last verified July 2, 2026
DCBIA Facade Improvement Grant
Refresh your storefront with paint, lighting, or signage. The DCBIA helps cover the cost, but you must get approval before spending a dime.
Last verified July 2, 2026
Heritage Restoration Grant Program
50% · up to $5,000
Bring your heritage building back to life with support for facade, siding, and painting. This cost-share program reimburses half your costs up to…
Last verified July 2, 2026
Downtown Renewal Grant Program
Up to $10,000
Partner with the City of Campbell River to modernize your exterior. This program reimburses you for 50% of eligible facade and CPTED costs, helping…
Last verified July 2, 2026
Downtown Facade Improvement Grant Program
Up to $2,500
A partnered grant from the City of Mission and MDBA helps you upgrade street-facing facades, windows, doors and awnings. Applications for work NOT…
Last verified July 2, 2026
Specific owner groups
Programs for women, Indigenous, young and newcomer founders
These 21 programs are open only to specific owner groups, like women, Indigenous, young or newcomer founders. Worth a look if that's you.
Aboriginal Entrepreneurship Program — Access to Capital
Up to $99,999
Secure non-repayable equity funding to start, expand, or acquire your business. This federal program supports Indigenous entrepreneurs through local…
Last verified July 2, 2026
BDC Financing — Newcomer Entrepreneur Loan
Up to $50,000
Designed for new immigrants, this BDC loan helps you build your business and establish credit in Canada, even if you lack a strong local credit…
Last verified July 2, 2026
BDC Financing — Inclusive Entrepreneurship Loan
Up to $350,000
Access flexible capital for equipment, technology, or expansion with a loan tailored to diverse leaders. Enjoy preferential rates and terms while…
Last verified July 2, 2026
BDC Financing — Indigenous Entrepreneur Loan
Up to $350,000
Access flexible financing from Canada's federal Crown-corporation bank to help you scale operations or modernize your business. This program is…
Last verified July 2, 2026
TACC First Citizens Fund (FCF) Loan
Up to $76,125
Access flexible, government-backed financing tailored for Aboriginal entrepreneurs in the Coast Salish Territory. Choose between the FCF Loan with…
Last verified July 2, 2026
WeBC — Business Loans for Women
Up to $150,000
Secure the capital you need to start, buy, or expand your market-ready business in British Columbia. This program pairs flexible financing with…
Last verified July 2, 2026
TACC Conventional Loan
Up to $76,125
Secure flexible, government-backed loans tailored for Aboriginal entrepreneurs in the Coast Salish Territory. Choose between high-limit conventional…
Last verified July 3, 2026
TACC New Relationship Trust (NRT) Entrepreneur Equity Match Grant
Up to $7,500
This equity-matching initiative helps BC First Nation entrepreneurs establish, modernize, or expand their businesses. TACC delivers this support in…
Last verified July 2, 2026
TACC Business Equity Program
Up to $99,999
Secure non-repayable support to launch, grow, or modernize your viable business in the Coast Salish territory. You need to have other financing in…
Last verified July 2, 2026
Black Entrepreneurship Program – Black Entrepreneurship Loan Fund
$25,000–$250,000
This federal loan program provides essential financing to help Black entrepreneurs scale their operations, modernize their tools, and capture new…
Last verified July 3, 2026
WeBC — Business Loans for Youth
Up to $70,000
Partner with WeBC and Futurpreneur Canada to access unsecured funding that helps young women entrepreneurs scale their operations without needing…
Last verified July 3, 2026
Futurpreneur Canada Indigenous Startup Program (IESP)
Up to $75,000
Secure the funding and guidance you need to turn your vision into a thriving business. This program provides up to $75,000 in financing alongside up…
Last verified July 2, 2026
Young Entrepreneur Loan (Farm Credit Canada)
Up to $2,000,000
Secure the capital you need to launch or expand your agricultural or food-related venture with a flexible loan tailored for young entrepreneurs.
Last verified July 2, 2026
WeBC — WEOC National Loan Fund
Up to $50,000
Access flexible financing to start, scale, or maintain your business. This national loan program is delivered in BC by WeBC to help women and…
Last verified July 2, 2026
Women Entrepreneur Program (Farm Credit Canada)
Access lower-cost capital and valuable skill development resources designed specifically for women in agriculture, agribusiness, and food. It…
Last verified July 2, 2026
First Citizens Fund — Business Loan Program
Access flexible debt financing through Aboriginal Capital Corporations to help you sustain or expand your operations. This program is designed…
Last verified July 2, 2026
Futurpreneur Canada Core Entrepreneur Startup Program for Students
Up to $75,000
Futurpreneur Canada helps young entrepreneurs aged 18 to 39 turn their ideas into reality with flexible financing and dedicated mentorship. You get…
Last verified July 2, 2026
Futurpreneur Canada Core Start-Up Program
Up to $75,000
Secure startup capital and expert guidance to turn your business idea into reality. This program pairs financing with mentorship to help young…
Last verified July 2, 2026
Futurpreneur Canada Newcomer Program
Up to $25,000
Get the capital and guidance you need to start a business in Canada. This program pairs up to $25,000 in financing with dedicated mentorship,…
Last verified July 2, 2026
Futurpreneur Canada Black Entrepreneur Startup Program
Up to $75,000
Secure equity-free funding and expert guidance to turn your vision into a thriving business. This program pairs flexible loan financing with hands-on…
Last verified July 3, 2026
TACC New Relationship Trust (NRT) Community Equity Match Grant
Up to $25,000
This initiative helps BC First Nation businesses grow by matching your investment with a grant of up to $25,000. It pairs with a TACC term loan to…
Last verified July 2, 2026
Frequently asked questions
How many funding programs are open to British Columbia small businesses right now?
45 verified programs are open as of our latest checks: 13 Canada-wide, 4 British Columbia-wide, 7 city and municipal programs and 21 open only to specific owner groups. Programs open and close through the year, so every record shows the date we last verified it.
Are these grants or loans?
Both, clearly labelled. Of the 45 open programs, 14 are grants or rebates you don't repay and 31 are loans or financing you do repay. A loan is never dressed up as a grant. Every card says which it is.
Do city programs apply to every business in the city?
Usually not. Most municipal programs are address-specific: designated main streets, downtown districts or community-improvement areas decide who qualifies, and many require approval before you spend. Each record lists the rules we found and links the official source to confirm your address.
Who decides whether my business gets approved?
Each program's administrator, never us. BBN Labs is an independent Canadian company, not a government agency. We verify and explain the programs, and applying through the official program site is always free.
Funding in other provinces & territories
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Subject to program rules, available funding, and approval. Final decisions are made solely by each program administrator.