Youth Strategy
Get up to $25,000 in repayable financing to launch or buy a business in Quebec if you are 39 or younger. This loan includes an interest holiday and a potential 2-year capital holiday, but remember it must be repaid. Verified against the official source on July 2, 2026.
How we verify funding records →
Before you spend a dollar
Confirm on the official page whether funds are disbursed before or after project completion.
At a glance
Subject to program rules, available funding, and approval. Confirm current details with the official program administrator.
Not sure if you qualify?
Get a free, 2-minute read on whether this program fits your business. No obligation.
Check your fit →Is this for you?
- You are 39 years old or younger.
- You are based in Quebec and ready to work with a local SADC or CAE.
- You are starting a new business or buying an existing one.
Probably not the right fit if
- You are 40 years old or older.
- You are located outside of Quebec.
- You are looking for a grant or free money since this is a repayable loan.
How much you'd realistically get
Up to $25,000 for a single entrepreneur or up to $50,000 if financing two young people for the same project.
What may be supported
- Starting a new business
- Acquiring an existing business
How applying works
Effort: moderateYou must contact your local SADC or CAE office to initiate the application and provide business details.
- 01Locate your local SADC or CAE office using the online tool.
- 02Contact the office to discuss your eligibility and project.
- 03Prepare your business plan and financial projections.
- 04Submit your application through the local organization.
- 05Await assessment and confirmation of loan terms.
Who to ask: 418 658-1530, info@sadc-cae.ca, or contact your local SADC/CAE via https://www.sadc-cae.ca/en/find-your-sadc-and-cae/
Documents commonly required
- Business plan
- Financial projections
- Proof of age (must be 39 or under)
- Proof of Quebec residency or business location
How BBN Labs helps
- BBN builds your business website and online store with the loan funds, giving your new venture a credible digital home that turns first-time visitors into paying customers.
- BBN sets up your Local SEO and Google Business Profile so customers in Quebec can find you on maps and search, bringing foot traffic to your storefront.
- BBN designs your branding and storefront signage, coordinating with qualified partners to create a professional look that attracts customers and builds trust from the start.
- BBN guides you through the application and deadlines so you don't lose the funding.
What to know before you count on it
- This is a loan, not a grant, so the principal must be repaid.
- The interest holiday and 2-year capital holiday are specific benefits, but confirm on the official page for exact repayment schedules and any fees.
- Eligibility is strictly limited to entrepreneurs aged 39 and under.
- You must apply through a local SADC or CAE office in Quebec.
What are your odds?
Approval depends on your business plan and the assessment of your local SADC or CAE; there is no guarantee of funding.
Frequently asked questions
Is this money a grant or a loan?
It is a loan. You must repay the principal, though it includes an interest holiday and a potential 2-year capital holiday.
Who administers this program?
It is administered by SADC and CAE organizations in Quebec.
Can I apply if I am 40 years old?
No, you must be aged 39 and under.
How do I apply?
Contact your local SADC or CAE office using the 'Find your SADC or CAE' tool on their website.
What you can combine it with
This program can potentially be combined with other strategies like the Digital Financing Strategy or Green Financing Strategy, but confirm compatibility with your local advisor.
Get alerted when this changes
Programs open and close, budgets run out, rules change. We send one short email when something changes that matters for this program.
Record last updated June 20, 2026; last verified July 2, 2026 against the official source. Source: official program page.