BDC Financing — Certified Green Building Loan
Get up to 100% financing to build or renovate a certified green building in Canada. This is a repayable loan from BDC, not a grant, with potential interest rate reductions once you secure your green certification. Verified against the official source on July 2, 2026.
How we verify funding records →
Before you spend a dollar
Approval must come before spending; you will receive a loan offer only if approved.
At a glance
Subject to program rules, available funding, and approval. Confirm current details with the official program administrator.
Not sure if you qualify?
Get a free, 2-minute read on whether this program fits your business. No obligation.
Check your fit →Is this for you?
- You are a Canadian business with at least 24 months of revenue history and a solid credit record.
- You are buying, building, or renovating a property with the clear intent to earn an eligible green certification like LEED Silver or Zero Carbon.
- You need financing that covers up to 100% of your project costs, including down payments and moving expenses.
Probably not the right fit if
- You have been in business for less than 24 months or lack a consistent revenue track record.
- You are renovating or building without the specific intent to achieve an eligible green certification.
- You are looking for a grant or non-repayable funding, as this is a loan that must be repaid over up to 25 years.
How much you'd realistically get
Up to 100% of the project cost, including extra financing for down payments and moving costs.
What may be supported
- Buying land and buildings with intent to achieve green certification.
- Constructing a new building to meet LEED, Zero Carbon, or similar standards.
- Renovating an existing building to obtain an eligible green certification.
- Covering moving costs and down payments related to the green building project.
How applying works
Effort: moderateYou must submit a loan request online, speak with a BDC representative to discuss the project and required documents, and provide proof of intent to obtain green certification.
- 01Submit a loan request online via the BDC portal.
- 02Talk to a BDC representative who will call to discuss the project and required documents.
- 03Provide proof of intent to obtain an eligible green certification.
- 04Receive a tailored loan offer if approved.
- 05Proceed with the project only after approval and receipt of the loan offer.
Who to ask: 1-877-232-2269 (Client Contact Centre) or via the 'Message our team' form at https://www.bdc.ca/en/contact-us/contact-us-form
Documents commonly required
- Proof of business revenue for at least 24 months.
- Credit history documentation.
- Project details demonstrating intent to obtain an eligible green certification.
- Details of the building purchase, construction, or renovation plans.
How BBN Labs helps
- BBN plans the smart-technology side of your green building, energy monitoring, controls, and dashboards, and coordinates qualified partners for the work.
- BBN builds your website and online booking as a separate project this real-estate loan does not fund, timed so your new space opens with bookings ready.
- BBN guides you through the loan application and certification deadlines so you don't lose the financing.
What to know before you count on it
- This is a loan, not a grant, and must be repaid over up to 25 years.
- Interest rate reductions are available only upon issuance of the green certification; the specific percentage reduction is not published, so confirm on the official page.
- You must demonstrate intent to acquire, construct, or renovate a building to obtain an eligible certification (LEED minimum Silver, Zero Carbon Building, Zero Energy Certification, BOMA BEST minimum Silver, or ENERGY STAR).
- For already certified buildings, the certification must have been issued within the last 24 months.
What are your odds?
Approval depends on your credit history, revenue track record, and the viability of your green certification project.
Frequently asked questions
Is there an application fee?
No application fee is published; confirm on the official page.
What green certifications are eligible?
LEED minimum Silver, Zero Carbon Building, Zero Energy Certification, BOMA BEST minimum Silver, or ENERGY STAR.
Can I use this loan for an already certified building?
Yes, if the certification was issued within the last 24 months.
What are the repayment terms?
Repayment over up to 25 years, with an option for interest-only payments for up to the first 36 months and payments that can be matched to cash flow cycles.
What you can combine it with
This loan can be combined with BDC Consulting services for sustainability and certification support.
Get alerted when this changes
Programs open and close, budgets run out, rules change. We send one short email when something changes that matters for this program.
Record last updated June 20, 2026; last verified July 2, 2026 against the official source. Source: official program page.