What funding can a small business in Nova Scotia get?
40 verified funding programs are open to Nova Scotia small businesses right now: 6 grants and rebates, 34 loans and financing programs. They range from Canada-wide federal programs to Nova Scotia-specific ones. Every record shows what it's worth, who qualifies, the official source, and the date we last checked it. Verified as recently as July 3, 2026.
- 40
- open right now
- 13
- Canada-wide
- 10
- Nova Scotia-wide
- 17
- for specific owner groups
Nova Scotia-wide
Nova Scotia-wide and regional programs
Some serve one region or sector; each card says who it's for.
ACOA — Business Development Program — Commercial Component
Up to 50% of costs
Launch, modernize, or expand your business with interest-free support from the Atlantic Canada Opportunities Agency. This program provides repayable…
Last verified July 3, 2026
ACOA — Regional Economic Growth through Innovation — Business Scale-up and Productivity
ACOA provides interest-free repayable contributions to help Atlantic Canadian businesses expand operations and adopt new technology. It is designed…
Last verified July 3, 2026
Small Business Loan Guarantee Program
Up to $500,000
Access flexible term loans, working capital, or lines of credit to fund your start-up, purchase, or expansion. The province guarantees the loan to…
Last verified July 2, 2026
Business energy rebates
Efficiency Nova Scotia helps small businesses save money through rebates on energy-efficient upgrades and 24-month interest-free financing on…
Last verified July 3, 2026
CBDC Innovation Loan
Up to $150,000
Boost your productivity and grow your rural Atlantic Canadian business by financing new technology, products, or services. This loan helps you adopt…
Last verified July 2, 2026
CBDC General Business Loan
Up to $150,000
This flexible loan helps you grow or take over a business when standard financing is out of reach. It provides the capital you need for expansion or…
Last verified July 2, 2026
CBDC First-time Entrepreneur Loan
Up to $150,000
Turn your business idea into a thriving venture with up to $150,000 in flexible financing. This program pairs capital with expert counselling and…
Last verified July 2, 2026
Employment Incentives Program
This program helps you hire and train a worker returning from injury by covering part of their wages through a forgivable loan. You also get…
Last verified July 2, 2026
Impact Loan Program (CBDC)
Up to $50,000
Secure flexible financing to build your business in urban Atlantic Canada. This program offers low-interest loans through local Community Business…
Last verified July 3, 2026
Export Development Program
Up to $15,000
Offset the real costs of taking your goods or services global with this Nova Scotia program. It helps cover essential export activities so you can…
Last verified July 2, 2026
Canada-wide
Federal programs Nova Scotia businesses can use
Community Futures Network of Canada
Tap into a network of 267 non-profit offices across Canada that provide small business loans, training, and local support to help rural and remote…
Last verified July 2, 2026
BDC Financing — Certified Green Building Loan
Up to 100% of costs
Secure the capital you need to buy, build, or renovate a property with the goal of earning top-tier environmental certifications like LEED or Zero…
Last verified July 2, 2026
Canada Small Business Financing Program
Up to $1,000,000
This program makes it easier to get a business loan by having the government share the lending risk with your bank or credit union. You apply…
Last verified July 2, 2026
BDC Financing — Small Business Loan
Up to $350,000
Access flexible online financing from Canada's federal Crown corporation bank. Use these funds to scale operations, hire staff, or upgrade equipment…
Last verified July 2, 2026
BDC Financing — Commercial Real Estate Loan
This BDC commercial real estate loan helps established Canadian businesses acquire, expand, or renovate their premises. It also provides working…
Last verified July 2, 2026
BDC Financing — Start-up
Up to $150,000
BDC Start-up Financing provides the capital you need to turn your business plan into reality. Use these funds to purchase essential assets, cover…
Last verified July 2, 2026
BDC Financing — Working Capital Term Loan
Secure the cash you need for inventory, hiring, or daily operations without draining your current funds. This BDC term loan offers flexible repayment…
Last verified July 2, 2026
BDC Financing — Equipment Purchase Loan
Up to 125% of costs
Secure the machinery, vehicles, or tech you need to scale operations. BDC offers flexible loan terms including interest-only periods and long…
Last verified July 2, 2026
Technology Equipment Loan (BDC)
Secure the capital you need for digital infrastructure, IT equipment, and cybersecurity upgrades. This BDC loan supports your modernization efforts…
Last verified July 3, 2026
Rise — Small Business Lending
$500–$10,000
Rise offers flexible micro-loans to help you build your business when traditional financing is out of reach. It provides the capital you need with…
Last verified July 2, 2026
Food and Beverage Industry Financing (FCC)
Access tailored financing from Farm Credit Canada to build, expand, or equip your food and beverage operation anywhere in Canada. This loan supports…
Last verified July 2, 2026
Northern Isolated Community Initiatives Fund
This funding stream under the Northern Isolated Community Initiatives Fund helps Northern agriculture and food businesses build a strong territorial…
Last verified July 2, 2026
Futurpreneur Canada Side Hustle
Up to $25,000
Launch or scale your side business while keeping your day job. You get access to capital, expert mentoring, and planning tools to build your venture…
Last verified July 2, 2026
Specific owner groups
Programs for women, Indigenous, young and newcomer founders
These 17 programs are open only to specific owner groups, like women, Indigenous, young or newcomer founders. Worth a look if that's you.
Aboriginal Entrepreneurship Program — Access to Capital
Up to $99,999
Secure non-repayable equity funding to start, expand, or acquire your business. This federal program supports Indigenous entrepreneurs through local…
Last verified July 2, 2026
BDC Financing — Newcomer Entrepreneur Loan
Up to $50,000
Designed for new immigrants, this BDC loan helps you build your business and establish credit in Canada, even if you lack a strong local credit…
Last verified July 2, 2026
BDC Financing — Inclusive Entrepreneurship Loan
Up to $350,000
Access flexible capital for equipment, technology, or expansion with a loan tailored to diverse leaders. Enjoy preferential rates and terms while…
Last verified July 2, 2026
BDC Financing — Indigenous Entrepreneur Loan
Up to $350,000
Access flexible financing from Canada's federal Crown-corporation bank to help you scale operations or modernize your business. This program is…
Last verified July 2, 2026
Aboriginal Business Financing Program (ABFP)
Up to 75% of costs
The Aboriginal Business Financing Program provides non-repayable contributions to Indigenous entrepreneurs and community-owned businesses in the…
Last verified July 3, 2026
Black Entrepreneurship Program – Black Entrepreneurship Loan Fund
$25,000–$250,000
This federal loan program provides essential financing to help Black entrepreneurs scale their operations, modernize their tools, and capture new…
Last verified July 3, 2026
Ulnooweg Women and Youth Business Loans
8% · up to $25,000
Ulnooweg's Women and Youth Lending offers Indigenous women and young entrepreneurs in the Atlantic provinces business loans of up to $25,000 at 8%…
Last verified July 3, 2026
Futurpreneur Canada Indigenous Startup Program (IESP)
Up to $75,000
Secure the funding and guidance you need to turn your vision into a thriving business. This program provides up to $75,000 in financing alongside up…
Last verified July 2, 2026
Micro Lending Program
Up to $5,000
Access flexible financing and non-repayable contributions through the Atlantic Indigenous Business Fund to start, expand, or acquire your business in…
Last verified July 3, 2026
Young Entrepreneur Loan (Farm Credit Canada)
Up to $2,000,000
Secure the capital you need to launch or expand your agricultural or food-related venture with a flexible loan tailored for young entrepreneurs.
Last verified July 2, 2026
Women Entrepreneur Program (Farm Credit Canada)
Access lower-cost capital and valuable skill development resources designed specifically for women in agriculture, agribusiness, and food. It…
Last verified July 2, 2026
CBDC Youth Loan
Secure the capital you need to launch or grow your business in rural Atlantic Canada. This program provides flexible financing options with…
Last verified July 2, 2026
CBDC Immigrant Loan program — Pilot Project
Up to $20,000
This CBDC pilot program provides accessible financing and advisory support to help temporary residents start or run a business. It welcomes seasonal…
Last verified July 2, 2026
Futurpreneur Canada Core Entrepreneur Startup Program for Students
Up to $75,000
Futurpreneur Canada helps young entrepreneurs aged 18 to 39 turn their ideas into reality with flexible financing and dedicated mentorship. You get…
Last verified July 2, 2026
Futurpreneur Canada Core Start-Up Program
Up to $75,000
Secure startup capital and expert guidance to turn your business idea into reality. This program pairs financing with mentorship to help young…
Last verified July 2, 2026
Futurpreneur Canada Newcomer Program
Up to $25,000
Get the capital and guidance you need to start a business in Canada. This program pairs up to $25,000 in financing with dedicated mentorship,…
Last verified July 2, 2026
Futurpreneur Canada Black Entrepreneur Startup Program
Up to $75,000
Secure equity-free funding and expert guidance to turn your vision into a thriving business. This program pairs flexible loan financing with hands-on…
Last verified July 3, 2026
Frequently asked questions
How many funding programs are open to Nova Scotia small businesses right now?
40 verified programs are open as of our latest checks: 13 Canada-wide, 10 Nova Scotia-wide and 17 open only to specific owner groups. Programs open and close through the year, so every record shows the date we last verified it.
Are these grants or loans?
Both, clearly labelled. Of the 40 open programs, 6 are grants or rebates you don't repay and 34 are loans or financing you do repay. A loan is never dressed up as a grant. Every card says which it is.
Who decides whether my business gets approved?
Each program's administrator, never us. BBN Labs is an independent Canadian company, not a government agency. We verify and explain the programs, and applying through the official program site is always free.
Funding in other provinces & territories
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Subject to program rules, available funding, and approval. Final decisions are made solely by each program administrator.