Community Futures Treaty Seven — Lending Services
Get up to $25,000 in repayable financing to launch or grow your business. This loan is for Treaty Seven Members who have been declined by traditional lenders and can contribute 10% equity. Verified against the official source on July 2, 2026.
How we verify funding records →
Before you spend a dollar
Approval must precede spending; confirm exact processing times with CFT7 as they are not stated.
At a glance
Subject to program rules, available funding, and approval. Confirm current details with the official program administrator.
Not sure if you qualify?
Get a free, 2-minute read on whether this program fits your business. No obligation.
Check your fit →Is this for you?
- You are at least 51% owned by Treaty Seven Members.
- You have been declined by a traditional bank and need alternative funding.
- You can contribute 10% equity or provide proof of sweat equity.
Probably not the right fit if
- You are not a Treaty Seven Member or your business is not majority-owned by one.
- Your business operates in agriculture, ranching, or farming.
- You cannot demonstrate a viable plan to generate enough revenue to repay the loan.
How much you'd realistically get
Up to $25,000 per business.
What may be supported
- Establishing a new business.
- Expanding an existing business.
- Projects that increase long-term, full-time employment for Treaty Seven Members.
What's excluded or restricted
- Agriculture loans (ranching & farming) are not provided.
- Businesses that cannot prove viability (generate enough revenue to repay the loan) are excluded.
How applying works
Effort: moderateYou must submit a viable business plan and proof of decline from a traditional lender for review by an analyst and the Investment Review Committee.
- 01Prepare a viable business plan that proves revenue generation for loan repayment.
- 02Obtain proof of decline from a traditional financial institution.
- 03Submit all necessary documents to Community Futures Treaty Seven (CFT7).
- 04A Business Analyst will complete the loan application upon receipt of documents.
- 05The application undergoes review for viability, credit checks, and ratios analysis.
- 06Recommendations are made to the Investment Review Committee and Board for approval.
Who to ask: (403) 251-9242
Documents commonly required
- Viable business plan.
- Proof of decline from a traditional financial institution.
- Proof of 10% equity or sweat equity.
- Proof of Treaty Seven Membership ownership (51%+).
How BBN Labs helps
- BBN builds your professional website and online store with the loan funds, giving your new venture a credible digital home that attracts customers and drives sales from day one.
- BBN sets up your Local SEO and Google Business Profile using the loan so local customers can find you when searching for your services in Alberta.
- BBN implements a Google review system and loyalty program with the loan capital, turning your first customers into repeat buyers and building social proof.
- BBN designs your storefront signage and branding materials, coordinating with qualified partners to create a professional look that draws more foot traffic to your location.
- BBN guides you through the application and deadlines so you don't lose the funding.
What to know before you count on it
- This is a loan, not a grant; you must repay the principal plus any interest or fees.
- You must provide proof of decline from a traditional financial institution.
- The program mandates increasing long-term, full-time employment for Treaty Seven Members.
- Interest rates and fees are not published; confirm on the official page.
What are your odds?
Approval depends on credit checks, ratio analysis, and committee review; there is no guarantee of funding.
Frequently asked questions
Is this money taxable?
Loans are generally not taxable income, but you must repay the amount. Confirm specific tax implications with a professional.
What is the interest rate?
The interest rate and fees are not published; confirm on the official page or call (403) 251-9242.
Can I use this for agriculture?
No. Agriculture loans for ranching and farming are explicitly excluded.
What you can combine it with
Check with CFT7 if this loan can be combined with other grants or loans.
Get alerted when this changes
Programs open and close, budgets run out, rules change. We send one short email when something changes that matters for this program.
Record last updated July 3, 2026; last verified July 2, 2026 against the official source. Source: official program page.