Commercial/Agriculture Loans
Grow your Saskatchewan business with secured developmental loans from SIEF. You get capital for commercial or agricultural needs, but you must provide full collateral and personal equity since this is a repayable loan. Verified against the official source on July 2, 2026.
How we verify funding records →
Before you spend a dollar
Confirm approval and terms with SIEF before spending; payment mechanics are not stated.
At a glance
Subject to program rules, available funding, and approval. Confirm current details with the official program administrator.
Not sure if you qualify?
Get a free, 2-minute read on whether this program fits your business. No obligation.
Check your fit →Is this for you?
- You are a First Nation person living in Saskatchewan.
- You own at least 51% of your business.
- You have enough collateral to fully secure the loan and can contribute personal equity.
Probably not the right fit if
- You are not First Nation or do not reside in Saskatchewan.
- You cannot provide collateral to fully secure the loan.
- You are looking for 100% financing without contributing any personal equity.
How much you'd realistically get
Variable based on your collateral and business plan; minimum and maximum amounts are not stated.
What may be supported
- Asset purchases
- Working capital
- Day-to-day operations cash flow
- Business expansion or acquisition costs
How applying works
Effort: involvedYou must prepare a detailed business plan with 3+ years of financial projections and secure collateral before applying.
- 01Confirm you meet the First Nation ownership and Saskatchewan residency requirements.
- 02Prepare a business plan with at least 3 years of financial projections.
- 03Identify adequate collateral to fully secure the loan.
- 04Complete the Commercial or Agriculture loan application form.
- 05Contact a SIEF account officer at 306-955-4550 to submit your application.
Who to ask: Phone: 306-955-4550; Fax: 306-373-4969; Address: Asimakaniseekan Askiy Reserve, 202A Joseph Okemasis Drive, Saskatoon SK S7N 1B1
Documents commonly required
- Completed loan application form.
- Business plan with 3+ years of financial projections.
- Proof of First Nation status and Saskatchewan residency.
- Evidence of collateral to fully secure the loan.
- Proof of personal equity contribution.
How BBN Labs helps
- BBN builds your website and online store with the loan funds, creating a 24/7 digital storefront that captures customers across Saskatchewan.
- BBN sets up Local SEO and Google Business Profile using the loan, designed to boost local visibility and drive steady foot traffic.
- BBN implements a modern POS and loyalty system with the loan capital, streamlining checkout and turning first-time buyers into repeat regulars.
- BBN guides you through the application and deadlines so you don't lose the funding.
What to know before you count on it
- The loan is fully secured; you must provide adequate collateral.
- SIEF will not provide 100% financing; you must contribute personal equity.
- Interest rates, repayment periods, and exact loan caps are not stated; confirm on the official page.
- You must submit a business plan with at least 3 years of financial projections.
What are your odds?
Approval depends on collateral strength and business viability; odds are not guaranteed.
Frequently asked questions
What is the interest rate?
The interest rate is not stated; confirm on the official page.
How much equity must I contribute?
The exact percentage is not stated, but SIEF will not provide 100% financing; confirm on the official page.
Is there a deadline to apply?
No deadline is stated; confirm current intake status on the official page.
What you can combine it with
Participation loans are available in partnership with other institutions; confirm stacking rules with SIEF.
Get alerted when this changes
Programs open and close, budgets run out, rules change. We send one short email when something changes that matters for this program.
Record last updated June 20, 2026; last verified July 2, 2026 against the official source. Source: official program page.